That describes the Citi Double Cash® Card. Wells Fargo Active Cash® Card (see rates. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. 99% variable APR. Citi Double Cash® Card. Rewards Rate. Citi Double Cash® Card. You must select Apply Now on this page to take advantage of this specific offer. 99% variable APR applies. Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. The value of a 1. Wells Fargo Reflect® Card. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. Citi has a "Double Cash" card that pays 2% with no requiring of maintaining an account. 00 cash back per year with Citi Double Cash Card and $240. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. The Citi Double Cash and Wells. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. To earn cash back, pay at least the minimum due on time. 1. Earn an unlimited 2% cash back on every single purchase. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. 84 that could reasonably be charged to a credit card would earn $168. 6 min read Sep 08. 24 percent to 26. Whereas with WF Active Cash you can only redeem cashback in increments of $25. 24%, 25. 5% cash back on all purchases and comes with this bonus offer: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. You shouldn't be "applying" for double cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Citi Double Cash. The annual rewards payout assumes you charge $1,000 each month spread across. Though we value Capital One miles at around 1. 24% to 28. (on up to $6,000 in each category per year. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. This is my default cashback combo that I would honestly be happy with using. Rewards rate. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. S. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Active cash is better due to insurance on the card. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. Automatic cellphone protection when you pay your monthly bill with the card. (If you aren’t successful, apply for the Custom Cash sometime after that. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Bank Cash+® Visa Signature® Card. The winner: Blue Cash Preferred. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Annual fee: $0. Citi® Double Cash Card : Best 2% cash back card for balance transfers. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. deVrinj • 21 days ago. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. Credit Cards. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. 73. Though we value Capital One miles at around 1. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. I have had no major issues with using WF cards. Best for 2% Cash Back: Wells Fargo Active Cash® Card. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. Wells Fargo Active Cash® Card (rates and fees). . 36 cash back per year with Blue Cash Everyday from American Express and $240. I don't know why people make a big deal out of the $25 increments. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Credit Cards. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. Best for Choice of Bonus Categories: U. Capital One Spark Cash Plus. 19. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. ) has been far better than Synchrony Bank on my Sam's Mastercard. Best Overall Balance Transfer Credit Card: U. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. I have had no major issues with using WF cards. Bank Visa® Platinum Card *. However, I don't think you should listen to the bad rumors about Wells Fargo. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. PayPal master card is better. Chase Sapphire Preferred Wells Fargo Active Cash. The Wells Fargo Active Cash® Card is an exception. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. Wells Fargo Active Cash vs. 1. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Both good cards, both have their uses. Citi Double Cash Card. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. 3. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Citi Simplicity cons. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. With the Double Cash Card, however, you earn. 5% cards do. The annual rewards payout assumes you charge $1,000 each month spread. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Slickdeals. 99% variable APR applies thereafter. Also no FTF, which is great for the occasional overseas trip. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. One difference is that Wells Fargo offers a shorter 0% introductory rate. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Just spend $4,500 in the first 90 days of account opening. Citi Diamond Preferred highlights. Synchrony Premier World Mastercard. 24%, 24. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card;. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. See related: Wells Fargo Active Cash vs. 24%, 24. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. 5%). The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. Other cash back cards earn more back. com database is $181. It's also best if you need to pay off a high interest credit card. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. This card also comes with no annual fee, and new. no direct deposit into any non-Wells Fargo bank. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Wells Fargo Active Cash vs. Don't Which To Choose. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. Who the Wells Fargo Active Cash Card is Best For. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Citi® Double Cash Card: Best for pairing. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Recommended Credit Score. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. You'll find great stories as well as horror. 5% unlimited cash back on all purchases. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. 24%, 25. Wells Fargo Active Cash® Card vs. 24% - 29. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Assuming that this. 24% to 29. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Alternative Wells Fargo Cash Back Credit Card. 1% back on all purchases and 1%. 5% all purchass. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. With the Citi Double Cash® Card you can. coopdude • 3 days ago. Credit Card by. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Platinum X5 Card from Credit One basics. S. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Credit Cards. Cardholders Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash vs. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. 24%. Most 2% cards don't have a SUB, while most 1. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. After that there are no bonus categories that you have to keep track of. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Chase Freedom Unlimited vs. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. It's also best if you need to pay off a high interest credit card. Uber/Lyft, transit, and streaming. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). TD Double Up rewards. Citi Double Cash® Card. S. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). $0. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. It also earns an unlimited 2%. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Best. $0. And Wells Fargo no longer has a minimum rewards redemption requirement. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. Citi® Double Cash Card vs. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. 99%. Once the introductory period is over, the regular APR ranges from 19. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Active Cash. Wells Fargo is stingy on credit limits. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Its main quirk is how the card. This card doesn’t have any bonus categories as tiered rewards cards do. 5 - 5% cash back on purchases. Wells Fargo Reply BrutalBodyShots • Additional comment actions. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. Other 2% Cash Back Cards. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. Wells Fargo Active Cash®. Synchrony Premier World Mastercard® * vs. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Best for Automatic 5%. Currently, the Citi Double Cash doesn’t. Wells Fargo Active Cash® Card. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. The card offers 2% cash back on everything – 1% back when. Wells Fargo Active Cash® Card. 24%, 25. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). Wells Fargo Active Cash® Card. 24% or 29. Capital One Quicksilver; Chase Freedom Unlimited vs. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. One area where it stands ahead of the Wells Fargo Active Cash. The Wells Fargo Active Cash® Card is an exception. 24%, 25. I just don't like the more limited visibility into WF. com database is $181. Citi Custom Cash® Card. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Wells Fargo Active Cash® Card. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. Look up Alliant credit Union signature visa 2. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Credit Cards. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 73. American Express Blue Cash Preferred Card basics. Citi Double Cash $200 Welcome Offer. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. Wells Fargo Active Cash Promotions for November 2023. Citi Double Cash Card vs. That's not exactly what I said. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. These are solid benefits for a card with no annual fee. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. The major difference between the Citi Double Cash vs. Welcome Bonus. Citi® Double Cash Card. 8 cents each, they can be worth much more when transferred to travel partners. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. Wells Fargo Active Cash even offers an introductory purchase. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash® Card. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. Historical Offers Chart. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. Miserable-Result6702. Wells Fargo Active Cash vs. Card Name. 24%, 25. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. 3. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. THE POINTS GUY. 99% Variable APR. However, I don't think you should listen to the bad rumors about Wells Fargo. A number of other flat-rate cash-back cards earn 1. I will say I've had multiple Citi merchant offers not pay me out after redeeming. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. Concierge service, 24/7. Wells Fargo Active Cash ® Card vs. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. But the Citi Custom Cash Card would. 78% APR. Sep 19, 20239. 24% to 29. Capital One Quicksilver Cash Rewards. The Fidelity Card requires a Fidelity account to deposit the money into. Cardholders can now earn $200 cash back after you spend $1,500 on. With the Double Cash Card, however, you earn 1% when you make the purchase and. After that, an 19. Upgrade Triple Cash Rewards basics. Citi Double Cash® Card (see rates and fees). I opened the Citi Double Cash a month later, which is my new 2% flat card. 74%, or 29. You’ll earn 5%. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. The Active Cash earns 2% cash. Wells Fargo Active Cash® Card. Chase Freedom Unlimited®: Best for Bonus. The Citi Double Cash Card offers a simple rewards system. Citi Double Cash® Card. Unlike. 00 cash back per year with Citi Double Cash Card and $240. . ProsDoorDash Rewards Mastercard® vs. Wells Fargo Active Cash® Card. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Its main quirk is how the card. Best for flat-rate cash back. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. Wells Fargo Active Cash® Card: Best overall. Wells Fargo Secured. Chase Freedom Unlimited spending example. Citi Double Cash. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. A cash-back credit card is a rewards card that offers you cash back on your purchases. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Citi Double Cash. offers of $150 for $1500 spend on the Fidelity card. Jump to. It also earns an unlimited 2%. If you're looking for a major bank that's free of scandals, it doesn't exist. Citi Double Cash: 2% everything. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Citi Double Cash has a $25 minimum amount redemption. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. APR.